Terms & Conditions

By accessing or using the website of JC Galvan Company Inc. ("Company," "we," "us," or "our") located at jcgalvancompany.com, or by using any of our services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, do not use our website or services.

We reserve the right to modify these terms at any time. Continued use of our website or services after changes are posted constitutes acceptance of the revised terms.

JC Galvan Company Inc. is a direct business lender providing capital solutions including, but not limited to, working capital loans, equipment financing, commercial real estate loans, expansion financing, revenue-based financing, and invoice factoring.

All funding products are subject to credit approval and underwriting. Submission of an application does not guarantee approval or funding. Terms, rates, and amounts vary based on applicant qualifications and market conditions.

To use our services, you must:

• Be at least 18 years of age
• Be a legal representative or authorized signatory of the business applying for funding
• Operate a business registered and in good standing within the United States
• Provide accurate, current, and complete information during the application process

You agree to use our website only for lawful purposes and in accordance with these terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website or its systems
• Interfere with or disrupt the operation of the website
• Transmit any malicious code, viruses, or harmful material
• Use automated systems (bots, scrapers) to access the website without prior written consent
• Misrepresent your identity or affiliation with any person or entity

By submitting a funding application, you represent and warrant that:

• All information provided is true, accurate, and complete
• You are authorized to provide the financial documents submitted
• You consent to our verification of the information provided, including credit checks and bank verification
• You understand that providing false or misleading information may result in denial of your application and potential legal action

If you opt in to receive text messages from JC Galvan Company Inc., the following terms apply to our SMS/MMS messaging program:

We are not responsible for delayed or undelivered messages due to carrier issues, device incompatibility, or other factors outside our control. You are responsible for any message and data rates that may apply from your wireless provider.

All content on this website — including text, graphics, logos, images, and software — is the property of JC Galvan Company Inc. or its content suppliers and is protected by United States and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from this website without prior written consent from JC Galvan Company Inc.

Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not guarantee the accuracy, completeness, or timeliness of any information on the website.

To the fullest extent permitted by applicable law, JC Galvan Company Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

Our total liability for any claims arising from your use of the website or services shall not exceed the amount you have paid to us, if any, during the twelve (12) months preceding the claim.

You agree to indemnify, defend, and hold harmless JC Galvan Company Inc. and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of the website, violation of these terms, or infringement of any third-party rights.

These Terms & Conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts located in Los Angeles County, California.

If any provision of these terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

If you have questions about these Terms & Conditions, contact us:

JC Galvan Company Inc.
7056 Forbes Ave
Van Nuys, CA 91406
Email: julio@jcgalvancompany.com